I agree with ya Billvick a necessary evil.. BUT it is also CHEAP advertising where else can you get millions of people to see your item for that cheap of a price? if you put it in the paper it is alot more considering it is a very small market, or if you put it on consignment somewhere they will charge you more.... I hate to say it but seems folks are a bit greedy.. if you dislike the charges add a bit more to your item...
I am still under 200 transactions on the bay but I have never had my funds held back never... get a free checking at a bank and dedicate it to the bay, then you are verified and no hold back I am amazed at the people and what they buy I had a old world war 2 camera i got at a flea market I sold it for over 500.00 where else can you do that and not spend advertising dollars?